• Health: Prevention
• Health: Vegan Plant-Based Diet

TRACKING YOUR OWN PARAMETERS

• at home: checking FASTING blood sugar/glucose levels from time to time
• at home: checking blood pressure
• at home: controlling weight
• at home: ketone and pH(accidity) levels can be tested with home test strips
• frequent checkups with doctor and blood testing for basic parameters (including lipid profile [cholestedrol, tryglicerides] )

NOLE. Different multimeters are available for home use to measure: ketones, glucose, hemoglobin, cholesterol,uric acid:

• LipidoCare Meter for Total Cholesterol, HDL Cholesterol, Triglycerides & Glucose
• Multi Monitoring Meter 4 in1 Blood Glucose Cholesterol Uric Acid and Hemoglobin

BASIC PRINCIPLES

• eating fewer -> light/intermittent/periodic fasting -> autophagy (cell level cleansing). Fasting lowers inflamation by 1) not eating toxins 2) ketons are anti-inflamatory. metabolic flexibility (Dave Asprey) – changing of eating patterns from time to time to make body ready to get energy from any source available (sugar or ketons). Senescent cells are cells that stopped dividing consecuently slowing corresponding tissue renewal and ageing. One of the best-known ways to remove senescent cells is by stimulating autophagy, essentially a process where our cells digest themselves. By fasting, cells are encouraged to initiate the autophagy process (without adverse side effects) and clear out those unwanted senescent cells. Some dietary supplements also stimulate autophagy with other beneficial effects on the cardiovascular and nervous systems, which include resveratrol, curcumin, and spermidine. Because senescent cells spread inflammation at the systemic level through pro-oxidant and pro-inflammatory signals, foods rich in polyphenols, which exert antioxidant and antiinflammatory effects, have the promise to be utilized as “anti-senescence foods” in a nutraceutical approach to healthier aging.
• sleep -> growth hormone -> cell-level repair
• Hormesis enzimes + epigenetic clock & DNA metylation ( by dr. David Sinclair, dr. Kara Fitzgerald):
  • sirtuins (red wine/ resveratrol, etc.) -> DNA repair () -> aging reversal
  • glucose control -> AMPK enzime -> Metformin Type2 diabetis drug (also cancer-prevention) -> energy levels control
  • mTOR -> insulin/proteins sensing
• movement and physical stress (getting out of breath [80% max heart rate] -> growth hormone -> essential for repair mechanisms (as bone tissue repair, muscule mass maintenance etc.). Physical excercise (PE) attenuates the age-associated waning of maximal oxygen uptake (VO₂max), the production of reactive oxygen species (ROS) and functional weakening of various organ. PE curbs the age-related deterioration of the cellular housekeeping system such as the proteasome, autophagy, mitophagy, and DNA repair systems, which positively impact multiple organ functions. Muscule is about metabolic rate at rest (mTOR [muscle protein synthesis] is triggered by >2.5g Leucine, Leucine is key to longevity protein; 2.5g is in about 30 gram of high-quality/dense animal/vegan protein).
• gradual life-long transition in right direction… no self-shaming for failures

FOOD (recommendations)

• Mostly plant-based eating, including plant-based proteins (which are not sufficient by nature due to incomplete chains of amino-acids)
• Quality full-amino-chain animal proteins priority: 1) mostly sea fish 2) chicken several times a week 3) red meat – rare to offset b12
• Food reach in dietary fiber
• No juices at all (natural/artificial): only whole fruits in LIMITED daily amount: 2 fruits a day MAX
• Fresh Olive Oil in salads
• No cooked oils at all (from animal or plant). They change their structure at high temperatures
• No animal oils
• Almost 0 sweets and SWEETENERS… 1 cube of 70% and higher dark chocolate from time to time
• Cooked tomatoes (and other cancer prevention foods; resveratrol by Dr. William W. Li)
• Red wine every evening (sirtuins, resveratrol molecule, by dr. David Sinclair)
• Supplement: Fitosterols (drink/capsules)
• Supplement: supplements stimulating autophagy with other beneficial effects on the cardiovascular and nervous systems: resveratrol, curcumin, and spermidine.
  

FITNESS++

• Moving daily as much as possible: walks/jog (we need body working and impact on bones for regeneration). Walking during phone calls, standing work-place.
• Excersising several times a week to get out-of-breath. Interval training (with pulse peaks and drops) has more health benefits than long static effort
• Muscule strengts is essential
• Joints – stretching
• Contrast (Cold/Hot) showers for
• Breathing excercises (example: Wim Hof breathing method)
• Swimming
• Daily sunlight exposure (not burning)

SUPPLEMENTS

The most promising antioxidants currently in clinical trials for treating cognitive dysfunction in aging and AD include resveratrol (RESV) and curcumin (CUR). Both RESV and CUR are safe, well-tolerated and beneficial with minimal side effects.

• Resverathrol – increases muscle turnover, lipid metabolism, and accumulation of long-chain saturated, monounsaturated, and polyunsaturated free fatty acids, and produced beneficial alterations in gut microbiota; efficient for reducing blood pressure to normal levels; prevention of liver damage; improve memory performance;
• Curcumin – improves sustained attention; improves memory performance; enhances mood and reduces fatigue;

DRUGS

• Statins (source video, min 33-35)
  • high risk of Type2 Diabetis (due to harm done to cells’ insuline receptors and consecuent insuline resistance)
  • suppress cholesterol, tha tis vital for brain, which leads to gradual loss of memory and cognition over years
• Diabetis -> a cause of unqureable Alzgeimer desease

1. Go to Account -> History menu
2. switch to “Download Account History” tab
3. set start and end dates and CSV format and press download. Note: start date is better to be at the portfolio beginning. This is for the case if any SELL action was for the stock that was bought in previous years
4. use resulting .CSV file with the following script, created by me (the file path is hardcoded on this version): https://github.com/pageal/1099TaxScaner/blob/main/main.py SCRIPT NOTEs: 1) stocks are sold in First-In-First-Out order. Profits are calculated accordingly: SalePrice – BuyPrice in order from earliest bought stock to recently bought 2) for companies going public through SPAC the ticker name may change during the report period. For correct 1009 calculation .CSV file need to be fixed (before the script activation) by replacing the pre-SPAC ticker (and corresponding empty ticker-change line) with the FINAL ticker name of the company
5. import resulting CSV file, sort by ‘Date Sold’ filed and delete all the lines related to previous years (not the one you are interesd in)
6. Summarize ‘Total Gain/Loss’ column

– According to different criterias one can be defined as a trader OR an investor. This definition affects tax paid for profits. Described here in hebrew

CONCLUSIONS:
– be aware not just of resulting portfolio size BUT also of your formal profits (generated at sale points)
– it’s may be (in some cases) better to ballance/compensate/offset TAXABLE profits with losses before end of tax year (by selling with loss, and consequent buying back with current price if you still believe in the company in long term)
– be aware of amount of trading (and other characteristics of your activities) you do yearly and how this may be perceived by Israel tax authorities (investor/trader wise)
– do not forget to download your 1099 .CSV report every year

TAX REPORT FILLING EXAMPLE 2019

http://firstrade.com/

TOOLS

• charting tool: https://www.tradingview.com/
• https://www.lazyfa.com/ a tool for tickers’ fundamental analysis
• https://www.earningswhispers.com/ for analysis companies’ quarterly earning reports
• https://seekingalpha.com/ for per ticket research and news
• https://www.forexfactory.com/calendar – calendar of events that may affect trading
• another earnings reports’ calendar https://www.investing.com/earnings-calendar/
• IA-based Technical forecasting tool: https://walletinvestor.com/

This is a collection of tools from some youtuber: https://github.com/ckz8780/market-toolkit

The youtube channels I follow/ed:

• Yahoo Finance (live stream that can be accessed here)
• Game of Trades – preferred
• FXE Revolution
• Figuring Out Money

Info:

• Lots of useful info and interesting discussions in hebrew: https://www.hasolidit.com/

With purpose to be able doing cheaper [$3] 3-day ACH transfers (instead expensive [$30] one-day wire) you need to a setup ACH transfer agreement.

ACH acronym stands for Automated Clearing House (ACH).

ACH is the primary system that agencies use for Electronic Funds Transfer (EFT).

• The process of setting ACH agreement is described here: https://www.firstrade.com/content/en-us/customerservice/fundaccount
• As I wanted transfers being available FOREVER from  my BofA private account I used the approach described “Setup Initial ACH Profile – ACH Form“.

STEP 1: Download our Electronic Funds Transfer (ACH) Agreement and input your information. Review, Print and Sign the form.

STEP 2: Attach a voided check or most recent bank statement.

STEP 3: Online Document Upload, Email, Fax or Mail the above documents to:

Online Document Upload:Please upload completed form via the Form Center after logging into your Firstrade account, click on Customer Service -> Form Center -> Upload Form
Email: ACH_Service@firstrade.com
Fax: 1-718-961-3919
Mailing Address:
    Firstrade Securities Inc.
    30-50 Whitestone Expwy.
    Ste. A301
    Flushing, NY 11354

• After I sent mail with filled ACH  agreement form to ACH_service@firstrade.com I got this notification below with a request to provide additional documents:

SUBJECT: Firstrade ACH Application: Pending for Further Verification

Dear Pavel Gesyuk:

Thank you for choosing Firstrade as your online broker.

We received the ACH agreement you recently submitted for your Firstrade account number ending in 457. However, additional documentation is required to establish an ACH transfer profile. Please see details below:

• U.S. Visa.
• Please provide proof of residency (USA), for example: an utility bill (electric, telephone, gas, cable, water, etc.) with your current U.S. address.
• Bank Statement

Thank you for your prompt attention to this matter.

Should you have any questions, please feel free to contact us.

Sincerely,

Firstrade Securities Inc.

• This is how I replied to that request of additional documents:

SUBJECT: ACH agreement with Pavel Gesyuk

Hi!

• Luckily the process described above was sufficient in my case. It took about 1 month.
• This is the final letter I received:

SUBJECT: ACH Banking Profile Established for Your Firstrade Account Ending in XXX

Dear PAVEL GESYUK, 

Please be advised that your electronic funds transfer (ACH) banking profile has been successfully established. 

You can start funding your Firstrade account simply by following a few easy steps: 

• Step 1: Log in to Firstrade’s website and click on “Deposit/Transfer” under the My Accounts tab.
• Step 2: Click on the Transaction Type in the “Fund Transfer” section and choose “Electronic Funds (ACH)”.
• Step 3: Enter the amount you wish to transfer and then click Submit.

It’s fast and simple and provides a convenient way for you to increase your portfolio. For additional information, please visit: https://www.firstrade.com/content/en-us/customerservice/fundaccount 

Funds transferred electronically will typically be available after one or two business days. Under certain conditions the funds may not be available until three business days after the funds are received. 

Thank you for choosing Firstrade as your online broker. 

Sincerely, 

Cashier Department
Firstrade Securities Inc.
Tel: (718) 961-6600
Toll-free: (800) 869-8800
E-mail: ach_service@firstrade.com

• Once ACH agreement is established you can start doing transactions.
  But, NOTE: ACH transfer has to be initiated on Firstrade’s end using the following steps

Step 1: Log in to Firstrade’s website and click on “Deposit/Transfer” under the My Accounts tab.
Step 2: Click on the Transaction Type in the “Fund Transfer” section and choose “Electronic Funds (ACH)“.
Step 3: Enter the amount you wish to transfer and then click Submit.

• You can follow your ACH transaction using this link:

https://invest.firstrade.com/cgi-bin/main#/content/myaccount/fundmgmt/history/

More resources on ACH:

• https://due.com/blog/payments-101-ach-beginners/
• https://www.dwolla.com/updates/ach-credits-and-debits/?b=due-ach101-blog
• https://www.fiscal.treasury.gov/fsservices/instit/pmt/ach/ach_home.htm

The process is accomplished now. It costs money and time, but is interesting and educative.

Hopefully it will also let to leverage my activities at Amazon to next level.

Below  are the useful links/info and copy from USPTO registry of the process stages in my personal case 

Here is my Amazon store, which I was able to register and setup after I got mt trademark registered.

Obligatory Video:

https://www.uspto.gov/trademarks-getting-started/trademark-basics

The process/Steps:

https://www.uspto.gov/trademarks-application-process/filing-online/teas-tutorial

Timeline:

https://www.uspto.gov/trademark/trademark-timelines/section-44e-timeline-application-based-foreign-registration

Fees:

• The filing fee for the initial trademark/service mark is $225 per class of goods or services listed in a TEAS Plus application, $275 per class for a TEAS Reduced Fee (TEAS RF) application, and $400 per class TEAS Regular application. For TEAS Plus, payment for each class is required at the time of filing, whereas for TEAS RF and TEAS Regular, only the fee for one class is required, although any additional fees due must be submitted before the application may be approved. 
• $100 when Notice of Use is applied
•  

Note: After publication in USPTO gazette

• Any party who believes it will be damaged by the registration of the mark may file a notice of opposition (or extension of time therefor) with the Trademark Trial and Appeal Board. 
• If no party files an opposition or extension request within thirty (30) days after the publication date, then eleven (11) weeks after the publication date a notice of allowance (NOA) should issue. 
• The applicant must file a complete Statement of Use or Extension Request with the required fees within six (6) months after the NOA issues to avoid abandonment of the application.

My full process at USPTO with dates:

I am *** from the Amazon Selling Partner Support team. This case has been forwarded to me for further review. Thank you for bringing this to our attention.

With reference to your email, I understand that your concern is regarding the star rating of the ASIN: **** on the detail page. Also, I understand that you wanted to know the reason for the ASIN having only one star rating even though the product has 67% of 5-star reviews.

Upon checking on this with the concerned department, I would like to bring to your kind notice that as per the recent update, the star rating on a product is not all average ratings but Amazon uses a machine learned algorithm to calculate the weighted star rating (Average Customer Rating on Retail website). Because of this, the product is currently having only one star rating even though it has 67% of 5-star reviews. Moreover, there are currently only 3 customer reviews on the ASIN: **** and as one of them is a negative review, it has an impact on the overall star rating of the product.

Also, I would like to let you know that the new system, a product’s star rating will be a weighted average. Please understand that we will test a number of factors to determine how to arrive at a weighting algorithm including recency of a review, whether or not it is verified, reviewer trustworthiness, review trustworthiness, recent helpfulness votes on a review. The new ratings system will also take into account one-tap ratings, which are ratings without a review. 

Reviews will be ranked using an algorithm similar to the rating algorithm to ensure that the most useful reviews are surfaced above others. 

We will also modify the layout of the reviews section on the detail page to provide more confidence. Prominent changes include a modified histogram, removal of “most recent reviews” panel, inclusion of trust line, and a streamlined design. 

Please understand that this will provide a star rating that is more representative of the current product. It will ensure that helpful reviews remain relevant and timely. Customers will be less likely to encounter dated reviews or campaigns/manipulations that undermine their confidence in Amazon reviews. 

Sellers and manufacturers will benefit from star ratings that adapt more quickly to product quality improvements, including resolution of counterfeit issues. Seller’s offers will be less susceptible to review manipulation from campaigns and competitors. This new system will allow us to place less weighting on suspicious reviews while maintaining a high bar for removing reviews. 

…

Today I got my first business purchase 

Courtesy of NewlyPreneurs the below BKM:

“Inventory Placement Service (IPS)

When you setup your Amazon Seller’s Account, your default shipping setting will be Distributed Inventory Placement. Using this option causes your shipments to often be broken up and racks up the cost of shipping. (Less efficient shipments as we touched on already.)

However, if you go into your settings you can change your shipping settings to Inventory Placement Service. This will allow you to ship all of your products to ONE, maximum TWO warehouses if you are shipping oversized products too. Hallelujah!

What’s the catch?

Amazon obviously charges a fee for this service. For standard sized products, pricing will start at $.30 per unit and go up to $1.30/unit for oversized items. Below is the link to the charges. (Keep in mind that these fees are taken out of your disbursements and are not factored into your shipping charges that are displayed when you print your shipping labels.)

https://sellercentral.amazon.com/gp/help/help-popup.html/ref=ag_200735910_cont_xx?ie=UTF8&itemID=200735910#

In addition to fees, there’s one other catch with IPS. Unfortunately, using IPS means that your inventory will take a lot longer to be received and listed. That’s because IPS makes you ship all of your product to one warehouse and then Amazon breaks up that shipment and sends it to different FBA warehouses all over the country. (Hence, the fees charged.)

Due to this, Nessa and I go back and forth between using IPS or Distributed Inventory Placement. For us, we simply consider if the savings is worth the longer receiving times. Now, if you want to give it a shot…

How do you set this up?

• From your seller’s dashboard, scroll over “settings” in the upper right hand corner.
• A drop down menu will open and you should see “Fulfillment By Amazon” at the very bottom. Click on that.
• There you will see “Inbound Settings.” And under that, “Inventory Placement Option.”
• Click edit on the right hand side and simply select “Inventory Placement Service.”

Now every time you process a shipment, it will all go to the same FBA warehouse! Woohoo!”